/* ==========================================================
   盈‧一生 年金計算機 — 2026.11
   米紙 · 墨綠 · 梅紅 · 青綠
   ========================================================== */

:root{
  --paper:#FBF7F1;
  --paper-2:#F4EEE3;
  --card:#FFFFFF;
  --ink:#13201E;
  --ink-2:#2C3B39;
  --muted:#6B7A77;
  --line:#E4D9C8;
  --line-2:#EFE7DA;
  --teal:#5ECFCB;
  --teal-2:#0E6A66;
  --teal-3:#0A4B48;
  --plum:#990046;
  --plum-2:#6E0033;
  --plum-soft:#F8EBF1;
  --gold:#BE8A2C;
  --wa:#128C7E;
  --sans:"PingFang HK","PingFang TC",-apple-system,BlinkMacSystemFont,"Helvetica Neue","Noto Sans HK","Noto Sans TC","Microsoft JhengHei",sans-serif;
  --num:"SF Pro Display",-apple-system,BlinkMacSystemFont,"Helvetica Neue",Arial,sans-serif;
  --shadow:0 1px 2px rgba(19,32,30,.04),0 12px 32px -18px rgba(19,32,30,.24);
  --shadow-lg:0 2px 4px rgba(19,32,30,.05),0 28px 60px -28px rgba(19,32,30,.3);
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:var(--sans);font-size:20px;line-height:1.6;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
img,svg{display:block;max-width:100%}
h1,h2,h3,p,dl,dd,ul{margin:0}
ul{padding:0;list-style:none}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;padding:0;cursor:pointer}
input,select{font:inherit;color:inherit}
::selection{background:var(--teal);color:var(--ink)}

.wrap{width:min(1140px,calc(100% - 44px));margin-inline:auto}

/* ---------- header ---------- */
.site-head{
  position:sticky;top:0;z-index:40;background:rgba(251,247,241,.88);
  backdrop-filter:saturate(160%) blur(14px);border-bottom:1px solid var(--line-2);
}
.head-in{display:flex;align-items:center;justify-content:space-between;height:62px}
.brand{display:flex;align-items:center;gap:10px}
.brand-logo{width:24px;height:24px;flex:none;display:block}
.brand-text{font-size:18.8px;font-weight:700;letter-spacing:.02em}
.brand-text em{font-style:normal;color:var(--muted);font-weight:500;margin-left:2px}
.head-right{display:flex;align-items:center;gap:16px}
.head-note{font-size:15px;color:var(--muted);letter-spacing:.04em}
.head-wa{
  display:inline-flex;align-items:center;gap:7px;padding:8px 14px;border-radius:999px;
  background:var(--wa);color:#fff;font-size:16.9px;font-weight:700;transition:.16s;
}
.head-wa .wa{width:15px;height:15px;color:#fff}
.head-wa:hover{background:#0E7568;transform:translateY(-1px)}

/* ---------- hero ---------- */
.hero{
  position:relative;padding:clamp(34px,5vw,58px) 0 30px;
  background:
    radial-gradient(900px 420px at 84% -10%,rgba(94,207,203,.20),transparent 62%),
    radial-gradient(700px 380px at 2% 6%,rgba(153,0,70,.05),transparent 60%),
    var(--paper);
}
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 410px;gap:clamp(24px,4vw,58px);align-items:start}
.eyebrow{display:inline-block;font-size:15.6px;font-weight:600;letter-spacing:.12em;color:var(--teal-2);margin-bottom:16px}
h1{font-size:clamp(40px,5.9vw,70px);line-height:1.16;letter-spacing:-.025em;font-weight:800}
.hl{color:var(--plum);white-space:nowrap;font-variant-numeric:tabular-nums}
.lede{margin-top:16px;font-size:clamp(18.8px,1.6vw,21.2px);color:var(--ink-2);max-width:26em;font-weight:500}
.lede b{font-family:var(--num);font-weight:700;font-variant-numeric:tabular-nums;color:var(--plum)}
.hero-fine{margin-top:8px;font-size:16.2px;color:var(--muted)}
.h1-sub{display:block;margin-top:.24em;font-size:.5em;font-weight:700;line-height:1.4;letter-spacing:-.01em;color:var(--ink-2)}
.h1-sub b{color:var(--plum);font-family:var(--num);font-variant-numeric:tabular-nums}
.h1-sub sup{font-size:.48em;color:var(--muted);margin-left:1px;vertical-align:super}
.hero-note{margin-top:12px;font-size:13.8px;color:var(--muted);line-height:1.6;max-width:36em}
.hero-note sup{font-size:.85em}
.hero-tags{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:16px}
.hero-tags li{font-size:14.4px;color:var(--muted);position:relative;padding-left:12px}
.hero-tags li::before{content:"";position:absolute;left:0;top:.55em;width:4px;height:4px;border-radius:50%;background:var(--teal)}

/* console */
.console{
  background:var(--card);border:1px solid var(--line);border-radius:20px;
  padding:20px 20px 18px;box-shadow:var(--shadow-lg);position:relative;
}
.console::before{
  content:"計算年金";position:absolute;top:-11px;left:20px;
  background:var(--teal-3);color:#fff;font-size:13.8px;letter-spacing:.06em;
  padding:3px 10px;border-radius:999px;
}
.console-top{display:grid;grid-template-columns:1fr auto;gap:16px;align-items:start}
.field{display:flex;flex-direction:column;gap:8px;min-width:0}
.field-label{font-size:15px;font-weight:600;letter-spacing:.08em;color:var(--muted)}
.field-hint{font-size:13.8px;color:var(--muted);opacity:.9;line-height:1.45}

.dial{display:flex;align-items:center;gap:10px;cursor:ns-resize;user-select:none;width:fit-content}
.dial-stack{display:flex;flex-direction:column;align-items:center;gap:0;line-height:1}
.dial-row{display:flex;align-items:baseline;gap:6px}
.dial-ghost{
  font-family:var(--num);font-size:20.6px;font-weight:700;letter-spacing:-.03em;
  color:var(--muted);opacity:.28;font-variant-numeric:tabular-nums;
  transition:.2s;line-height:1.25;
}
.dial-ghost.is-off{opacity:0}
.dial-num{
  font-family:var(--num);font-size:75px;line-height:.92;font-weight:700;
  letter-spacing:-.045em;color:var(--plum);font-variant-numeric:tabular-nums;
}
.dial-unit{font-size:18.8px;color:var(--muted);font-weight:600}
.dial-btns{display:flex;flex-direction:column;gap:4px;margin-left:6px}
.dial-btns button{
  width:51px;height:39px;border:1px solid var(--line);border-radius:10px;
  display:grid;place-items:center;font-size:18.75px;color:var(--ink-2);
  background:var(--paper);transition:.15s;
}
.dial-btns button:hover{background:var(--teal);border-color:var(--teal);color:var(--ink)}
.dial-btns button:active{transform:scale(.94)}

.seg{display:inline-flex;padding:3px;background:var(--paper-2);border-radius:12px;gap:2px}
.seg button{padding:8px 16px;border-radius:9px;font-size:17.5px;font-weight:600;color:var(--muted);transition:.16s}
.seg button.is-on{background:var(--card);color:var(--ink);box-shadow:0 1px 3px rgba(19,32,30,.12)}
.seg-3{display:flex;width:100%}
.seg-3 button{flex:1;padding:9px 4px;font-size:16.2px}
.seg-3 button.is-off{opacity:.35;text-decoration:line-through}

.field-term{margin-top:16px;padding-top:14px;border-top:1px dashed var(--line)}
.field-premium{margin-top:14px;padding-top:13px;border-top:1px dashed var(--line)}
.chips{display:flex;gap:8px;flex-wrap:wrap}
.chips button{
  padding:9px 13px;border:1px solid var(--line);border-radius:11px;font-size:17.5px;
  font-weight:600;font-variant-numeric:tabular-nums;background:var(--card);transition:.16s;
}
.chips button:hover{border-color:var(--ink-2)}
.chips button.is-on{background:var(--ink);border-color:var(--ink);color:var(--paper)}

.result{
  margin-top:16px;padding:16px 16px 14px;border-radius:14px;
  background:linear-gradient(180deg,#FCF3F7 0%,#fff 88%);
  border:1px solid #F0DDE7;
}
.result-k{font-size:14.4px;letter-spacing:.08em;color:var(--muted);font-weight:600}
.result-num{display:flex;align-items:baseline;gap:2px;line-height:1;margin-top:6px;white-space:nowrap}
.result-num .cur{font-family:var(--num);font-size:21.2px;font-weight:600;color:var(--muted)}
.result-num b{font-family:var(--num);font-size:clamp(47.5px,5.5vw,65px);font-weight:700;letter-spacing:-.045em;color:var(--plum);font-variant-numeric:tabular-nums}
.result-num .per{font-size:17.5px;font-weight:600;color:var(--muted);margin-left:3px}
.result-sub{font-size:15.6px;color:var(--muted);margin-top:4px;line-height:1.5}
.result-sub b{color:var(--plum);font-family:var(--num);font-variant-numeric:tabular-nums}

/* stats */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(10px,1.4vw,16px);margin-top:clamp(16px,2.4vw,24px)}
.stat{
  background:var(--card);border:1px solid var(--line);border-radius:16px;
  padding:16px 18px;display:flex;flex-direction:column;gap:3px;box-shadow:var(--shadow);
}
.stat-k{font-size:14.4px;letter-spacing:.06em;color:var(--muted)}
.stat b{font-family:var(--num);font-size:clamp(27.5px,3vw,35px);font-weight:700;letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:var(--ink)}
.stat-s{font-size:14.4px;color:var(--muted);line-height:1.45}

/* ---------- claim ---------- */
.claim{background:var(--plum);color:#FBF1F5;padding:clamp(26px,3.4vw,40px) 0}
.claim-in{display:grid;grid-template-columns:auto minmax(0,1fr);gap:clamp(22px,4vw,64px);align-items:center}
.claim-k{font-size:14.4px;letter-spacing:.12em;color:rgba(251,241,245,.72)}
.claim-num{display:flex;align-items:baseline;gap:2px;line-height:.95;margin-top:4px}
.claim-num b{font-family:var(--num);font-size:clamp(60px,7.5vw,80px);font-weight:700;letter-spacing:-.045em}
.claim-num span{font-family:var(--num);font-size:27.5px;font-weight:600;color:rgba(251,241,245,.7)}
.claim-basis{display:block;margin-top:8px;font-size:14.4px;color:rgba(251,241,245,.6);max-width:24em;line-height:1.5}
.claim-you{
  display:inline-block;margin-top:10px;padding:5px 10px;border-radius:999px;
  background:rgba(251,241,245,.12);font-size:14.4px;color:#FBF1F5;font-weight:600;
}
.claim-you b{font-family:var(--num);font-variant-numeric:tabular-nums}
.claim-title{font-size:clamp(23.8px,2.5vw,30px);font-weight:800;letter-spacing:-.01em}
.claim-title em{font-style:normal;color:var(--teal);margin-left:4px;box-shadow:inset 0 -.38em 0 rgba(94,207,203,.22)}
.claim-bars{margin-top:14px;display:flex;flex-direction:column;gap:7px;max-width:520px}
.claim-bars li{display:grid;grid-template-columns:104px minmax(0,1fr) 56px;gap:10px;align-items:center;font-size:15px}
.cb-name{color:rgba(251,241,245,.72);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.cb-track{height:6px;border-radius:99px;background:rgba(251,241,245,.16);overflow:hidden}
.cb-track i{display:block;height:100%;border-radius:99px;background:rgba(251,241,245,.45);width:0;transition:width 1s cubic-bezier(.25,.8,.3,1)}
.cb-rate{font-family:var(--num);font-variant-numeric:tabular-nums;text-align:right;color:rgba(251,241,245,.78)}
.claim-bars li.is-self .cb-name{color:#fff;font-weight:700}
.claim-bars li.is-self .cb-track i{background:var(--teal)}
.claim-bars li.is-self .cb-rate{color:#fff;font-weight:700}
.claim-note{margin-top:12px;font-size:13.1px;line-height:1.55;color:rgba(251,241,245,.52);max-width:52em}

/* ---------- sections ---------- */
.section{padding:clamp(52px,7vw,88px) 0}
.sec-head{max-width:60ch;margin-bottom:clamp(24px,3.2vw,40px)}
h2{font-size:clamp(32.5px,4.2vw,47.5px);line-height:1.24;letter-spacing:-.02em;font-weight:800}
.sec-sub{margin-top:10px;font-size:clamp(17.5px,1.5vw,19.4px);color:var(--muted);max-width:46ch}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:13px 18px;border-radius:12px;font-size:17.5px;font-weight:700;
  transition:.18s;border:1px solid transparent;text-align:center;
}
.btn-primary{background:var(--plum);color:#fff}
.btn-primary:hover{background:var(--plum-2);transform:translateY(-1px)}
.btn-wa{background:var(--wa);color:#fff;width:100%}
.btn-wa:hover{background:#0E7568}
.btn-ghost{background:var(--card);border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--ink);transform:translateY(-1px)}
.wa{width:17px;height:17px;flex:none}
.btn-ghost .wa{color:var(--wa)}

/* ---------- 入息延續：金幣場景 ---------- */
.section-extend{background:var(--paper-2);border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2)}
.flow-card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:clamp(20px,3vw,32px);box-shadow:var(--shadow);position:relative}
.flow-tag{
  position:absolute;top:-11px;left:20px;z-index:1;
  background:var(--teal-3);color:#fff;font-size:13.8px;letter-spacing:.06em;
  padding:3px 10px;border-radius:999px;
}

.flow-example{
  margin:6px 0 12px;font-size:15.6px;color:var(--muted);line-height:1.6;
  padding-left:2px;
}
.stage{
  position:relative;border-radius:16px;overflow:hidden;
  background:linear-gradient(180deg,#FDFAF4 0%,#F7F0E4 78%,#F0E7D6 100%);
  border:1px solid var(--line-2);padding:clamp(18px,2.6vw,26px) clamp(14px,2vw,24px) 16px;
}
.scene-coins{position:absolute;inset:0;pointer-events:none;overflow:hidden}
.coin{
  position:absolute;top:0;border-radius:50%;
  background:radial-gradient(circle at 32% 30%,#F2C96B 0%,#D9A83E 55%,#B8862B 100%);
  box-shadow:inset 0 0 0 2px rgba(255,255,255,.35),0 2px 4px rgba(120,80,10,.25);
  will-change:transform,opacity;
}
.people{display:grid;grid-template-columns:repeat(2,1fr);gap:clamp(8px,2vw,18px);position:relative;max-width:720px;margin-inline:auto}
.person{
  display:flex;flex-direction:column;align-items:center;gap:3px;text-align:center;
  padding:34px 8px 12px;border-radius:14px;position:relative;transition:.35s;
}
.p-fig{transition:.35s;transform-origin:bottom center;line-height:1}
.p-emoji{font-size:clamp(50px,6.5vw,67.5px);display:block;transition:.35s}
.person.is-idle .p-fig{transform:scale(.9);filter:grayscale(.6);opacity:.55}
.person.is-active .p-fig{animation:pbob .9s ease-in-out infinite}
.person.is-dead .p-fig{filter:grayscale(1);opacity:.4;transform:scale(.88)}
.p-name{font-size:15.6px;font-weight:700;color:var(--ink-2)}
.person.is-dead .p-name{color:var(--muted)}
.p-amt{font-family:var(--num);font-size:clamp(17.5px,2.1vw,22.5px);font-weight:700;font-variant-numeric:tabular-nums;color:var(--ink);min-height:1.3em}
.person.is-idle .p-amt{color:#C2CCC8}
.p-dead{
  position:absolute;top:8px;left:50%;transform:translateX(-50%) scale(.8);
  font-size:12.5px;font-weight:700;letter-spacing:.06em;color:#fff;background:#8C9A97;
  padding:2px 8px;border-radius:999px;opacity:0;transition:.3s;white-space:nowrap;
}
.person.is-dead .p-dead{opacity:1;transform:translateX(-50%) scale(1)}
.stage-total{
  margin-top:14px;padding-top:12px;border-top:1px dashed var(--line);
  text-align:center;font-size:16.2px;color:var(--muted);
}
.stage-total b{font-family:var(--num);font-size:clamp(25px,3vw,32.5px);font-weight:700;letter-spacing:-.02em;color:var(--plum);font-variant-numeric:tabular-nums;margin:0 4px}

.amt{margin-top:clamp(18px,2.6vw,26px)}
.amt-track{position:relative;height:22px;border-radius:99px;background:var(--paper-2);border:1px solid var(--line);display:flex;overflow:visible}
.amt-seg{height:100%;width:0;transition:width 1s cubic-bezier(.25,.8,.3,1) .2s}
.amt-you{background:var(--plum);border-radius:99px 0 0 99px}
.amt-wife{background:var(--teal);border-radius:0 99px 99px 0;transition-delay:.9s}
.amt-pin{position:absolute;top:-7px;bottom:-7px;width:2px;background:var(--ink);opacity:.55;transition:left 1s cubic-bezier(.25,.8,.3,1) .2s}
.amt-pin::after{
  content:attr(data-label);position:absolute;top:-20px;left:50%;transform:translateX(-50%);
  font-family:var(--num);font-size:13.1px;font-weight:700;color:var(--ink-2);white-space:nowrap;
}
.amt-marks{display:flex;justify-content:space-between;gap:8px;margin-top:26px;flex-wrap:wrap}
.amt-l{font-size:15px;color:var(--muted)}
.amt-l b{font-family:var(--num);font-variant-numeric:tabular-nums;font-size:17.5px}
.amt-you-l b{color:var(--plum)}
.amt-wife-l b{color:var(--teal-3)}
.amt-total-l b{color:var(--ink)}
.flow-note{margin-top:17.5px;font-size:13.8px;color:var(--muted);line-height:1.6}


/* ---------- mini CTA ---------- */
.mini-cta{background:var(--plum);color:#FBF1F5;padding:clamp(26px,3.4vw,40px) 0}
.mini-cta-in{
  display:grid;grid-template-columns:minmax(0,1fr) auto;
  gap:clamp(16px,3vw,40px);align-items:center;
}
.mini-q{
  font-size:clamp(24px,2.8vw,34px);font-weight:800;line-height:1.3;
  letter-spacing:-.02em;color:#fff;
}
.mini-q em{
  font-style:normal;color:var(--teal);margin-right:-.06em;
  background:linear-gradient(transparent 66%,rgba(94,207,203,.30) 66%,rgba(94,207,203,.30) 94%,transparent 94%);
}
.mini-cta .btn-wa{
  width:auto;padding:14px 22px;background:#FBF1F5;color:var(--plum);
  box-shadow:0 10px 24px -14px rgba(0,0,0,.45);
}
.mini-cta .btn-wa:hover{background:#fff}
.mini-cta .btn-wa .wa{color:var(--wa)}

/* ---------- 智護同行 ---------- */
.care{
  display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:0;
  background:var(--card);border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:var(--shadow);
}
.care-img{margin:0;position:relative;min-height:280px}
.care-img img{width:100%;height:100%;object-fit:cover;display:block;position:absolute;inset:0}
.care-img figcaption{
  position:absolute;left:10px;bottom:8px;font-size:12.5px;color:#fff;
  background:rgba(19,32,30,.45);padding:2px 8px;border-radius:999px;backdrop-filter:blur(4px);
}
.care-body{padding:clamp(22px,3vw,34px);display:flex;flex-direction:column;gap:10px;position:relative}
.care-body .pitch-tag{position:static;align-self:flex-start;margin-top:2px}
.care-body h3{font-size:clamp(26.2px,3vw,33.8px);letter-spacing:-.015em;line-height:1.3}
.care-body > p{font-size:17.5px;line-height:1.7;color:var(--ink-2);max-width:34em}
.care-sum{
  display:flex;align-items:stretch;gap:10px;margin-top:8px;
  background:var(--paper);border:1px solid var(--line-2);border-radius:14px;padding:14px 16px;
}
.cs-cell{display:flex;flex-direction:column;gap:2px;justify-content:center}
.cs-cell span{font-size:13.8px;color:var(--muted);letter-spacing:.04em}
.cs-cell b{font-family:var(--num);font-size:clamp(27.5px,3.2vw,37.5px);font-weight:700;letter-spacing:-.03em;font-variant-numeric:tabular-nums}
.cs-after b{color:var(--plum)}
.cs-after em{font-style:normal;font-size:14.4px;font-weight:700;color:var(--plum)}
.cs-arrow{display:grid;place-items:center;color:var(--teal-2);font-size:25px;font-weight:700}
.care-note{font-size:14.4px;color:var(--muted);line-height:1.6;margin-top:2px}

.pitch-tag{
  position:absolute;top:20px;right:20px;font-size:13.1px;font-weight:700;
  padding:3px 8px;border-radius:999px;background:var(--plum-soft);color:var(--plum);
}
.pitch-ico{
  display:grid;place-items:center;width:38px;height:38px;border-radius:12px;
  background:var(--plum-soft);color:var(--plum);margin-bottom:4px;
}
.pitch-ico svg{width:20px;height:20px}

/* ---------- 懶人包 ---------- */
.section-primer{background:var(--paper);border-top:1px solid var(--line-2)}
.primer-what{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:26px}
.primer-what h3{font-size:clamp(23.8px,2.5vw,28.8px);letter-spacing:-.01em}
.primer-lead{margin-top:10px;font-size:clamp(18.1px,1.6vw,20px);line-height:1.75;color:var(--ink-2);max-width:52em}
.primer-points{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(10px,1.6vw,18px);margin-top:20px}
.pp{background:var(--paper);border-radius:12px;padding:14px 16px;display:flex;flex-direction:column;gap:4px}
.pp b{font-size:16.9px;color:var(--teal-3);display:flex;align-items:center;gap:7px}
.pp b::before{content:"";width:14px;height:14px;border-radius:50%;background:var(--teal);box-shadow:inset 0 0 0 3px #fff}
.pp span{font-size:15.6px;line-height:1.55;color:var(--ink-2)}
.primer-note{margin-top:14px;font-size:15px;color:var(--muted);line-height:1.6}

.primer-compare{margin-top:clamp(16px,2vw,22px);background:var(--card);border:1px solid var(--line);border-radius:20px;padding:26px}
.primer-compare h3,.primer-dict h3{font-size:clamp(23.8px,2.5vw,28.8px);letter-spacing:-.01em}
.pc-table{margin-top:16px;border-top:1px solid var(--ink)}
.pc-row{display:grid;grid-template-columns:150px 1fr 1fr;gap:16px;padding:13px 0;border-bottom:1px solid var(--line-2);align-items:baseline}
.pc-head{border-bottom:1px solid var(--line);padding:10px 0}
.pc-head span{font-size:14.4px;letter-spacing:.06em;color:var(--muted);font-weight:600}
.pc-head .pc-a{color:var(--teal-3);font-weight:700}
.pc-k{font-size:16.2px;font-weight:600;color:var(--muted)}
.pc-a,.pc-b{font-size:16.9px;line-height:1.55;color:var(--ink-2)}
.pc-a{color:var(--ink)}

/* ---------- facts ---------- */
.section-facts{background:var(--paper-2);border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2)}
.facts{border-top:1px solid var(--ink)}
.fact-row{display:grid;grid-template-columns:200px minmax(0,1fr);gap:20px;padding:13px 0;border-bottom:1px solid var(--line)}
.fact-k{font-size:16.2px;font-weight:600;color:var(--ink)}
.fact-v{font-size:16.9px;color:var(--ink-2);line-height:1.55}
.facts-note{margin-top:14px;font-size:14.4px;color:var(--muted)}

/* ---------- CTA ---------- */
.section-cta{background:var(--paper)}
.cta-wrap{display:flex;flex-direction:column;align-items:center}
.lead{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:clamp(22px,3vw,32px);box-shadow:var(--shadow-lg);width:min(560px,100%)}
.lead-title{font-size:clamp(30px,3.8vw,37.5px);letter-spacing:-.02em;line-height:1.25}
.lead-sub{margin-top:6px;margin-bottom:20px;font-size:16.9px;color:var(--muted)}
.in{display:flex;flex-direction:column;gap:6px;margin-bottom:14px;min-width:0}
.in > span{font-size:15px;font-weight:600;color:var(--muted);letter-spacing:.04em}
.in input[type=text],.in input[type=tel],.in input[type=email]{
  width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:11px;
  background:var(--paper);font-size:18.8px;transition:.15s;
}
.in input::placeholder{color:#A9B4B1}
.in input:focus{outline:none;border-color:var(--teal-3);background:#fff;box-shadow:0 0 0 3px rgba(94,207,203,.22)}
.in-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.in-hint{margin:-8px 0 14px;font-size:14.4px;color:var(--muted)}
.radios{display:flex;gap:6px;flex-wrap:wrap}
.radios label{position:relative}
.radios input{position:absolute;opacity:0;pointer-events:none}
.radios span{
  display:inline-block;padding:9px 12px;border:1px solid var(--line);border-radius:10px;
  font-size:16.2px;font-weight:600;color:var(--ink-2);cursor:pointer;transition:.15s;background:var(--paper);
}
.radios input:checked + span{background:var(--ink);border-color:var(--ink);color:var(--paper)}
.lead .btn-primary{width:100%;margin-top:4px;padding:15px}
.lead-status{margin-top:10px;font-size:16.2px;color:var(--teal-3);font-weight:600;min-height:1.2em}
.lead-fine{margin-top:6px;font-size:13.8px;color:var(--muted);line-height:1.5}
.cta-share{display:flex;align-items:center;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:26px;font-size:15.6px;color:var(--muted)}
.cta-share .btn{font-size:16.2px;padding:10px 15px}

/* ---------- footer ---------- */
.site-foot{background:var(--ink);color:rgba(251,247,241,.72);padding:clamp(40px,5vw,62px) 0 28px;font-size:16.2px}
.foot-top{display:flex;align-items:flex-start;justify-content:space-between;gap:clamp(20px,4vw,56px);padding-bottom:26px;border-bottom:1px solid rgba(251,247,241,.14)}
.foot-brand{display:flex;gap:12px;align-items:flex-start}
.foot-brand .brand-logo{margin-top:2px}
.foot-name{color:#fff;font-weight:700;font-size:18.8px}
.foot-by{margin-top:7.5px;font-size:15px;line-height:1.6;color:rgba(251,247,241,.6)}
.foot-by b{color:#fff}
.foot-src-k{font-size:13.8px;letter-spacing:.12em;color:rgba(251,247,241,.45);margin-bottom:8px}
.foot-src ul{display:flex;flex-direction:column;gap:4px}
.foot-src li{font-size:14.4px;line-height:1.55;color:rgba(251,247,241,.62);padding-left:12px;position:relative}
.foot-src li::before{content:"";position:absolute;left:0;top:.6em;width:4px;height:4px;border-radius:50%;background:var(--teal);opacity:.7}
.disc{margin-top:22px;display:grid;grid-template-columns:1fr 1fr;gap:12px 28px}
.disc p{font-size:13.1px;line-height:1.7;color:rgba(251,247,241,.5)}
.disc b{color:rgba(251,247,241,.78)}
.foot-copy{margin-top:20px;padding-top:16px;border-top:1px solid rgba(251,247,241,.12);font-size:13.8px;color:rgba(251,247,241,.4)}

/* ---------- floating WhatsApp ---------- */
.fab{
  position:fixed;right:20px;bottom:20px;z-index:60;
  display:inline-flex;align-items:center;gap:8px;
  padding:13px 18px;border-radius:999px;background:var(--wa);color:#fff;
  font-size:17.5px;font-weight:700;box-shadow:0 10px 24px -10px rgba(18,140,126,.7);
  transform:translateY(90px);opacity:0;transition:transform .3s ease,opacity .3s ease;
}
.fab.show{transform:none;opacity:1}
.fab:hover{background:#0E7568;transform:translateY(-2px)}
.fab .wa{width:19px;height:19px;color:#fff}
.fab span{white-space:nowrap}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s cubic-bezier(.2,.7,.3,1),transform .6s cubic-bezier(.2,.7,.3,1)}
.reveal.in{opacity:1;transform:none}

/* ---------- responsive ---------- */
@media (max-width:1020px){
  .hero-grid{grid-template-columns:1fr}
  .console{max-width:540px}
  .foot-top{grid-template-columns:1fr}
  .disc{grid-template-columns:1fr}
  .claim-in{grid-template-columns:1fr;gap:20px}
  .primer-points{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .wrap{width:calc(100% - 32px)}
  .head-note{display:none}
  h1{font-size:clamp(33.8px,9.8vw,47.5px)}
  .hero{padding-top:22.5px}
  .eyebrow{margin-bottom:15px}
  .console{padding:22.5px 20px 17.5px}
  .dial-num{font-size:67.5px}
  .result{padding:17.5px}
  .result-num b{font-size:47.5px}
  .stats{grid-template-columns:1fr 1fr}
  .stat:first-child{grid-column:1/-1}
  .stat{padding:16.2px 17.5px}
  .claim-num b{font-size:57.5px}
  .claim-bars li{grid-template-columns:110px minmax(0,1fr) 60px;font-size:13.8px}
  .care{grid-template-columns:1fr}
  .care-img{min-height:250px}
  .primer-what,.primer-compare{padding:25px}
  .primer-points{grid-template-columns:1fr;margin-top:16px}
  .flow{grid-template-columns:1fr;gap:14px}
  .flow::before{left:19px;right:auto;top:8%;bottom:8%;width:2px;height:auto;background:repeating-linear-gradient(180deg,var(--line) 0 8px,transparent 8px 16px)}
  .flow-node{flex-direction:row;justify-content:flex-start;text-align:left;gap:12px}
  .flow-node b{margin-left:auto}
  .amt-marks{margin-top:30px}
  .pc-row{grid-template-columns:1fr;gap:3px;padding:12px 0}
  .pc-head{display:none}
  .pc-k{font-size:14.4px;letter-spacing:.04em;margin-bottom:2px}
  .pc-a::before{content:"即期 · ";color:var(--teal-3);font-weight:700}
  .pc-b::before{content:"延期 · ";color:var(--muted);font-weight:700}
  .fact-row{grid-template-columns:1fr;gap:3px;padding:11px 0}
  .fact-k{font-size:15px;color:var(--muted)}
  .people{grid-template-columns:repeat(2,minmax(0,1fr))}
  .person{padding:28px 4px 10px}
  .p-name{font-size:11.5px;line-height:1.3}
  .p-amt{font-size:13px}
  .p-dead{font-size:9px;padding:2px 6px}
  .amt-l{font-size:11.5px}
  .amt-l b{font-size:12.5px}
  .mini-cta-in{grid-template-columns:1fr;gap:14px}
  .mini-cta .btn-wa{justify-self:start}
  .chips{display:grid;grid-template-columns:1fr 1fr;gap:8px}
  .chips button{padding:10px 6px;text-align:center}
  .in-pair{grid-template-columns:1fr}
  .chart-x{display:none}
  .chart-foot{font-size:13.8px}
  .fab{right:17.5px;bottom:14px;padding:12px 15px;font-size:16.9px}
  body{padding-bottom:95px}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
}